Ajeet Khurana

Bad credit history is bad for the borrower. But it is not the end of ones life.

Debt can truly be a trap. Prevention of the trap of debt is surely better than cure.

An unsecured loan is not that easy to come by. But it is handy indeed.

Zero percent balance transfer sounds like a dream come true. But make sure you understand it.

Is the interest rate today, much lower than when you borrowed? Maybe it is time for refinancing.

Payday loans are the most convenient kind. But you need to use them sparingly.

They are one of the easiest loans to get. Primarily that is because they are not secured against some asset.

Fixing the rates will be great in an environment of increasing interest rates. But the reverse it true too.

Getting your first set of wheels might be expensive. But that should not mean that you cannot save money on loans and insurance.

Negotiations are parts of the process. Even if you are not the bargaining kind, get ready for it.

There is a whole new lexicon created for credit. Make sure you are not confused.

Everyone has them. But few understand them completely.

Transferring outstanding balances seems like fun to many. But you need to know what you are doing.

We have heard of them, but do we understand them. Get the low down on loans against your home's equity.

Refinancing can be quite helpful. Especially in an era of wildly fluctuating interest rates.